Farmers Payment Options- Know More

Customers of Farmers Insurance can pay their premiums in one flat sum, two installments, or monthly. In some places, paying in advance may even result in a reduction. Here we will see about Farmers Payment Options.

Credit cards (Visa, Mastercard, American Express, or Discover), debit cards, checks, and a bank or savings account are all choices for farmers. Electronic Funds Transfer allows farmers’ consumers to set up automatic payments using a bank account (EFT).

Farmers Payment Options

Policies You Can Pay Online

You can pay for the following insurance types online with or without a account:

  • Auto, Home, and Umbrella Specialty
  • Business Insurance from the California Earthquake Authority (CEA)

Options For Paying Your Bill

With a account, you can:

  • A Single Payment
  • Payments made automatically
  • Payment in advance
  • Make a user account is accessible without a account. You don’t need a account to make a payment. 

Make sure you have the following information on hand:

ZIP code policy number or billing account number

Call your Farmers agent or the Farmers self-service line at the numbers given below during normal business hours.

1-855-323-5350 Commercial Insurance

1-800-238-9671 Insurance for life

By mail – Make sure your cheque or money order includes your account number:

P.O. Box 0991

Carol Stream, IL 60132-0991


The office of your Farmers agent

Please put your insurance number on your check or money order to Farmers Insurance Exchange PO BOX 60171 City of Industry, CA 91716-0171 for California Earthquake Authority policies.

Unable To Pay Your Bill Online

Online payments are not available for all policy types or providers. Contact your Farmers® agent or call us at 1-888-327-6335 for more information.

For instance, flood insurance and pet insurance.

If you Have A New Expenses To Pay

Paperless Billing – When your electronic invoices are available, you will receive an email notification.

Paper statements are sent out at least 20 days before your payment is due.

You Can Start Or Discontinue Using Paperless Billing

In your inbox, you’ll get links to bills and billing reminders. To initiate or cancel Paperless Billing using your account, follow the procedures below:

  • Go to and sign in
  • In the Quick Links, select “Go Paperless”
  • Select your preferred paperless choices
  • Go over the terms and conditions again
  • Select “Save”
  • On your next billing cycle, your desired options will take effect

The Amount Of Your Payment Due To Change

Your minimum payment due may fluctuate for numerous reasons:

  • Your premium may change if you make changes to your insurance, such as adding a driver or vehicle, moving, or changing your coverage
  • Some states mandate the upfront collection of state-imposed fees, taxes, or surcharges.
  • You might have just begun a new policy that didn’t require a deposit
  • Your due date was shifted to the middle of the month to avoid overlapping payments, and the number of installments was reduced to fit into a shorter billing cycle.
  • One of your multi-policy billing account policies is going to expire
  • Your bill is past due

Payment Options

Farmers provide a variety of payment options:

1-Pay: At the start of each policy term, pay your premium in full

2-Pay: Split your premium into two payments for the term

Monthly: Depending on the length of your term, you can pay your premium in six or twelve monthly installments. Changes can have a varied impact on each paid plan. 

Access To Your Bills Or The Ability To Pay Them Online

Your online statements can only be viewed by designated insureds on your Farmers policy. Please contact your Farmers agent or our helpline at 1-888-327-6335 Monday through Friday between 7:00 am and 11:00 pm (Central Time), or Saturday and Sunday between 8:00 am and 8:00 pm (Central Time) if you believe you should have access to more policies (Central Time).

Without having a account, anyone with the policy number or billing account number, as well as the Zip Code, can make an online payment.

Sign Up For Automatic Payments

  • Go to and sign in
  • For the account, click ‘Set up Autopay’
  • Choose or create a payment method
  • Go over the terms and conditions again
  • Select “Autopay” from the drop-down menu
  • The amount owing for each payment will be automatically drafted on the due date of each statement.

What is the procedure for canceling a single Automatic Payment?

  • Go to and sign in.
  • For the account, click “Manage Autopay.”
  • “Stop next payment” is selected.

How you can make a payment for a later date?

  • Go to and sign in
  • For the account, click “Pay bill”
  • Choose when you want your payment to be handled

You Can Stop A Recurring Payment

  • Click “Payments” after logging into your account.
  • From the submenu, select “Payment History.”
  • Select the billing account for the canceled planned payment.
  • “Cancel Payment” is selected.
  • To complete the cancellation, click “Yes.”

Please note:

You can only cancel a payment if it’s still scheduled usually at least one business day before the due date. You may need to make another payment if you cancel a scheduled payment.

A Payment Method Can Be Added To Your Account

  • Go to and create an account
  • Then select “Payments”
  • From the submenu, select “Payment Methods”
  • ‘Add payment method’ is selected
  • Fill in the necessary account information
  • Go over the terms and conditions again
  • Select “Add”

The Best Way To Access Your Most Current Billing Statement

  • Go to and sign in
  • Click “View bill” on the account you wish to look at.
  • Selecting “View bill” will bring up a new window containing the statement or notice
  • You can print or save your statement to keep it safe.


However, some of these payment alternatives may not be available in all circumstances or all jurisdictions. Call (888) 327-6335 if you have any additional questions regarding paying your Farmer’s premium.

Normally, you can only cancel an automated payment one business day before the due date. If you cancel an automated payment, you may need to make another payment to keep your account current.


Is there a charge for making an online payment?

Making an online payment does not incur any additional charges.

When will my payment appear in my Billing Account?

Payments received after 7:00 p.m. central are processed the following business day.