Most Chase QuickPay transactions reach the recipient within a few minutes. A problem has come up with a QuickPay transaction that is “pending review,” and the company may need a few days to fix it. Let us know Chase Quickpay Pending Review.
If the problem can’t be fixed, your transaction will be canceled and your money will be returned to you. See below for more information about Chase QuickPay transactions that are still being looked at.
Chase QuickPay, which is backed by Zelle, lets people with Chase accounts send money electronically. Transactions usually go through within a few minutes, but sometimes they take longer and are marked as “pending review.”
What Does “Pending Review” Mean On My Chase QuickPay Account?
Chase QuickPay, which is backed by Zelle, allows people with Chase accounts to send money digitally. Transactions usually go through within a few minutes, but sometimes they take longer and are marked as “pending review.” Chase Bank’s corporate customer service says that a transaction could be marked as “pending review” for several reasons.
Most pending transactions happen because the recipient hasn’t signed up for QuickPay or a Zelle-backed account (if they don’t have a Chase account). If the recipient never makes an account, your Chase QuickPay transaction will expire in 10 days and be returned to you.
For people who are not Chase customers, it can take one to two business days to process a transaction, and during that time, it may say “pending” or “processing.” If your transaction has been pending for more than three days, you should get help from Chase Bank directly.
There are other times when your Chase QuickPay transaction may be put on “pending review.” If your transaction is flagged as possibly illegal or suspicious, it won’t go through right away.
The business might need a few days to figure out how to fix these problems. If you think that your transaction has been flagged as suspicious, you might want to call Chase to clear things up.
Transactions That Need To Be Changed Or Canceled
- If you start a Chase QuickPay transaction and it says “pending,” the money hasn’t left your account yet, so you should be able to change or cancel it.
- If your transaction is still being looked at, you may be able to make changes to it, and as long as it is still being looked at, you should be able to cancel it. If you don’t see “Edit” next to the payment, you can call Chase to find out what you can do.
- If the transaction review shows that the payment should be canceled, Chase QuickPay will do that for you, and the money will stay in your account.
- If your transactions keep getting marked as “pending review” and getting canceled for suspicious reasons, your account could be suspended or something else could happen.
Is Chase Quickpay a good Choice?
Chase QuickPay could be a simple choice for a mobile wallet if you already have a Chase account, but it might not be the best choice, especially for paying merchants. If you want a mobile app that can be used in a lot of places and is easy to use, you might be better off with a Venmo account or Apple Pay. Both of these products are easy to use and can be used in a lot of places, including at some stores.
Conclusion
With the app, you can send money from one bank account to another with just an email address and a Chase checking account for one of the parties. The Chase QuickPay mobile app is a great choice for people who want this feature in a banking app. But if you want more features, like being able to pay without touching a card reader, this app won’t work for you.
FAQs
- Why is Chase Zelle reviewing my payment?
After they sign up, the money will go straight to their account, usually in a matter of seconds. If your payment is still being processed, you should make sure that the person you sent money to has signed up for Zelle and that you used the right email address or U.S. mobile phone number.
- Why does it say “pending review” next to my Quickpay?
If the payment status is “pending,” it could be because the recipient hasn’t set up their phone number or email address to receive payments. If the payment status says “completed,” the money is already in the bank account of the person who got it.
- How long does it take for Chase to review a payment made through Zelle?
When the recipient’s email address or U.S. mobile number is already registered with Zelle (go to https://register.zellepay.com to see a list of participating banks), the funds are usually available within minutes. Some transactions could take up to three business days to complete. Use the Chase Mobile app or the Chase website to sign up.
- What’s going on with my Chase transfer?
Even if the transaction showed up as “pending” during the day and your balance was positive, it may still be returned unpaid if there aren’t enough funds in your account at the end of the business day.
